“Oh, I’m just not good with money.” “I don’t know where my money goes.” “I don’t know much about investing.” “I wish I could control my spending more.” If you’ve ever thought any of the above, consider this:  When you were a baby you weren’t good at walking or talking. You learned!  No one is [...]...

“Junk mail” like catalogues, credit offers and other advertising can be a nuisance.  Those mailed credit offers can also leave you open to identity theft unless they are shredded.  If you’re tired of throwing away paper and shredding unwanted credit offers, you can do something about it!  Take charge of your mail box and protect [...]...

Is Layaway the smart way? Sometimes layaway costs more than using a credit card!...

How do you plan for the unexpected, or put another way, how do you know what you don’t know?  Disasters like fires, floods, tornadoes and hurricanes always bring plenty of advice about how we should be prepared with insurance, inventories of our belongings, an emergency pack to grab in a hurry and so on.  But [...]...

Don't fall for the scare tactics! Advertisements for "protection" use fear as their sales pitch. Millions of Americans are paying for "protection" they don't need...

MONEY SAVING STRATEGIES: SMALL STEPS TO BIG RESULTS Haven’t you wished that you could save more of your hard earned money?   Money in the bank increases your options and takes away some of those end-of-the-month headaches.  Sometimes, it...

Knee Deep in Debt Having trouble paying your bills? Getting dunning notices from creditors? Are your accounts being turned over to debt collectors? Are you worried about losing your home or your car? You’re not alone. Many people...

For information on how to create savings and different concepts of savings, see All About Saving. This article will focus on ideas for savings in specific spending categories. You will be able to think of many more ideas, these ar...

Whether you decide to lease or buy, the smart consumer has an attitude that says, "I can learn enough about cars, how the car business works, and how car financing works, to take control and save myself money!"...

The Internet has taken its place beside the telephone and television as an important part of people’s lives. Consumers use the Internet to shop, bank and invest online. Most consumers use credit or debit cards to pay for online purchases, but oth...